402 Downing StreetCold Spring, KY 41076

1/27 Fullscreen

$230,000

3 beds 2 full baths 1 partial baths

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Listed By

Agency Name: RE/MAX Victory + Affiliates
Agency Phone: 859-372-6000

Shown By

Agency Title: Cutler Real Estate
Agency Phone: 888-763-7575

Property Description

This one lives more like a house than a condo! With three finished levels, 3 bedrooms, 2.5 baths, and no one above or below you, this move-in-ready home offers plenty of space without the maintenance of a traditional home. The main level features hardwood floors, fresh paint, and an updated kitchen with granite countertops. A wall of windows fills the living space with natural light, while a glass door opens directly to the recently replaced deck overlooking the green space. Upstairs youll find three bedrooms, 2 full baths, and the convenience of second-floor laundry. The finished lower level adds even more flexible living space with laminate flooring, plus plenty of storage. A welcoming front porch and attached 1-car garage add to the hard-to-find features. Perfectly located just minutes from NKU and downtown Cincinnati, this is a convenient option for commuters or a potential investment opportunity. Whether youre looking for a home of your own or a smart investment, this condo is a rare find!

402 Downing Street | MLS# 646469

This condo located at 402 Downing Street, Cold Spring, KY 41076 is currently listed for sale with an asking price of $230,000. This property was built in 1984 and has 3 bedrooms and 2 full and 1 partial baths. Downing Street is located in the London Acres South subdivision within the Campbell Co Public school district. Search London Acres South real estate on 3686skylinedrive.cutlerhomes.com today.

Property Features

Property Type: Residential - Condominium

Basement: Yes

Basement: Full, Finished, Storage Space, Walk-Out Access

Cooling: Central Air

Days on Market: 6

Garage: 1

Heating: Heat Pump, Electric

Home Style: Traditional

Lot Size: 0.10 Acres

Roof Type: Shingle

Stories: 2.0

Year Built: 1984

Feature Descriptions

Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Association Fee Includes: Association Fees, Maintenance Grounds, Snow Removal, Trash

Exterior: Brick, Vinyl Siding

Foundation: Poured Concrete

HOA: Yes

HOA Fee: 225/Monthly

Interior: Storage, Pantry, Open Floorplan, Granite Counters, Entrance Foyer, Chandelier, Ceiling Fan(s), Multi Panel Doors

Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup

Lot Dimensions: Irregular

Parcel Number: 999-99-19-112.00

Parking: Garage

Patio/Porch: Deck, Porch

Pets Allowed: Call

Property Attached: Yes

Property Condition: Existing Structure

Road Frontage: City Street

Road Surface: Paved

Rooms Total: 8

Sewer: Public Sewer

Structure Type: House

Sub Type: Condominium

Utilities: Cable Available

Water: Public

Window: Vinyl Frames

Room Sizes

Entry: 4 X 13 Level - First

Kitchen: 13 X 11 Level - First

Dining Room: 12 X 14 Level - First

Living Room: 22 X 15 Level - First

Bathroom 2: 7 X 5 Level - First

Primary Bedroom: 14 X 13 Level - Second

Primary Bath: 13 X 5 Level - Second

Bedroom 2: 14 X 13 Level - Second

Bathroom 3: 9 X 4 Level - Second

Bedroom 3: 13 X 9 Level - Second

Laundry: 4 X 3 Level - Second

Family Room: 16 X 26 Level - Basement

Local Schools

High School: Campbell County High

Middle School: Campbell County Middle School

Elementary School: Donald E.Cline Elem

School District: Campbell Co Public

Market Trends

Cold Spring Residential Market Trend Graphs

Zip Code 41076

Source: Delta Media Group, Inc.

Demographics

Campbell County Demographic Information for 402 Downing Street, Cold Spring, KY 41076

Fips

Fips Code 21037

Population

2020 to 2025 Change up 2.5%

2010 Count 90,336

2020 Count 93,076

2025 Estimate (V2025) 95,441

2020 Estimate (V2025) 93,068

Age Distribution (Years Old)

0 to 4 5.0%

5 to 17 20.1%

18 to 64 56.3%

65 and Older 18.6%

Gender

Male 49.5%

Female 50.5%

Place of Birth

Foreign 2.7%

US 97.3%

Education

High School Graduate, Age 25+ 93.9%

Bachelor's Degree or Higher, Age 25+ 39.7%

Computer and Internet use

Households with a computer 95.9%

Households with a broadband Internet subscription 92.2%

Language

English is Second Language, Age 5+ 4.0%

English is First Language, Age 5+ 96.0%

Veterans

Veterans 3,877

Income

Per Capita Income $46,100

Median Household Income $77,567

People in Poverty 11.3%

Commute

Average Work Commute Time 24 minutes

Housing

Total Housing Units 42,129

Households 39,232

Average Household Size 2.32

Owner-Occupied 71.1%

Multi-Family 29.3%

Owner-Occupied Median Value $252,000

Median selected monthly owner costs -with a mortgage $1,627

Median selected monthly owner costs -without a mortgage $592

Median gross rent $1,145

Building Permits

New Private Housing Issued 2024 249

Years at Residence

1 Year or More 86.1%

Less Than 1 Year 13.9%

Business and Employment

Private non-farm Establishments 1,743

Private non-farm Employment 25,891

Private non-farm Employment Growth down 3.9%

Nonemployer Establishments 6,215

Number of Firms 1,294

Business Production

Value of Shipments $770,967,000

Wholesale Trade $1,492,840,000

Retail Trade $1,187,805,000

Retail Sales Per Capita $12,158

Accommodation and Food Services $231,789,000

Land

Land Area 151.31 sq. miles

Population Per Square Mile 597

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,245.26 per month $1,178.17 Principal & Interest $0.00 Property Tax (data not provided by mls) $67.08 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/15/2026. The listing information on this page last changed on 09/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 09/15/2026 3:29:48 AM EST) or Dayton MLS (last updated Mon 09/14/2026 11:46:49 PM EST) or CBRMLS (last updated Tue 09/15/2026 12:44:31 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Mon 09/14/2026 11:53:30 PM EST) or NKY MLS (last updated Mon 09/14/2026 11:28:21 PM EST) or Wrist MLS (last updated Mon 09/14/2026 11:24:25 PM EST) or Firelands MLS (last updated Mon 09/14/2026 11:11:24 PM EST) or MLS NOW (last updated Tue 09/15/2026 12:17:29 AM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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402 Downing StreetCold Spring, KY 41076

402 Downing StreetCold Spring, KY 41076

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Property Description

402 Downing Street | MLS# 646469

Property Features

Feature Descriptions

Room Sizes

Local Schools

Market Trends

Demographics

Estimate Your Payment

Change Payment Information